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Artificial Intelligence involves the science and engineering of developing intelligent machines
The manufacturing world is at a cusp of a new revolution that will redefine conventional business models
IoT will have a major impact on businesses and consumers in the future
The world is creating 2.5 exabytes of data daily
Our research seeks to connect-the-dots across multiple trends
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iFrost is a digital platform for interactive and dynamic reporting of data.
The TOEs are a great source of information which gives corporates critical information on companies to action for their strategic investments either as an open source platform or to collaborate and to develop successful products
Transformational Growth Enabled by Connected Data Ecosystems Drives New Insurance Models
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For decades, automotive insurers have based underwriting on historical driver data and demographics. Drivers were forced to settle for one-size-fits-all policies that did not take into account their driving habits or miles driven. This began to change with the emergence of real-time tracking of vehicle and driver behavior with vehicle telematics. The proliferation of telematics technology-enabled new relationships to be formed between insurers, telematics service providers (TSPs), original equipment manufacturers (OEMs), and customers. In this new ecosystem, TSPs provide hardware and data lakes that allow insurers to improve risk assessment and automate manual processes, thus providing massive operational savings. OEMs can start to monetize their pools of vehicle and driver data as they have become crucial inputs for insurers while customers willing to share their data benefit from personalized policies with lower premiums. The net sum of these new relationships yields higher margins for insurers while TSPs and OEMs capitalize on double-digit growth of white space opportunities.Author: Nicolas Inchaustegui
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