Post-pandemic User Interest And Regional-level Competitive Intensity Will Support Market Growth
20-Oct-2022
Europe
Market Research
PD58-01-00-00-00
AU02419-EU-MT_27002
In the post-pandemic era, the soaring trend of connected cars, users' adoption of in-vehicle connected services, and rising awareness of vehicle usage are encouraging the growth of automotive usage-based insurance (UBI) in Europe-5 countries (the United Kingdom, Germany, Italy, France, and Spain). Insurance companies' telematics adoption is revolutionizing the automotive insurance industry with relevant and innovative insurance policies for customers.
Unlike the west, the European insurance industry is driven by regional companies and significant partnerships between insurers and telematics providers, which will accelerate automotive UBI growth during the forecast period (2022-2028). A key trend observed in the European industry is the rising number of InsurTechs in the insurance domain; these companies are transforming business models and looking at new ways of data gathering and sharing with improved means of connectivity and data communication across OEMs, TSPs, and insurance providers.
This Frost & Sullivan research service analyzes the Europe-5 automotive UBI market. It provides an overview of select automotive insurance companies that provide UBI policies across these countries, including DirectLine Insurance, Allianz SE, Unipolsai Assicurazioni S.p.A, Generali, and Ergo. While Italy continues to dominate the connected insurance market in Europe, regional companies in the United Kingdom and Germany are leaving no stone unturned to bring about realistic UBI plans to suit the social shift in the post-pandemic era.
Why is it Increasingly Difficult to Grow?
The Strategic Imperative 8™
The Impact of the Top 3 Strategic Imperatives on the Automotive UBI Industry
Growth Opportunities Fuel the Growth Pipeline Engine™
Evolution of Automotive UBI
UBI—Hardware Variations
General and Connected Car Parameters to Address Insurance
Trends Impacting Automotive UBI
Impact of CASE on UBI
Automotive Insurance Scenario in Europe-5 Countries
Future Roadmap
Scope of Analysis
Key Competitors
Growth Drivers
Growth Restraints
Growth Metrics
Forecast Assumptions
Revenue and Unit Shipment Forecast
Revenue Forecast by Region
Unit Shipment Forecast by Region
Pricing Trends and Forecast Analysis
Competitive Environment
Europe-5 UBI Telematics Vendor Analysis
German Automotive UBI Market Analysis
Growth Metrics
Forecast Assumptions
Revenue and Unit Shipment Forecast
Case Study—HUK-Coburg
Case Study—Ergo Group
UK Automotive UBI Market Analysis
Growth Metrics
Forecast Assumptions
Revenue and Unit Shipment Forecast
Case Study—Direct Line
Case Study—ByMiles
French Automotive UBI Market Analysis
Growth Metrics
Forecast Assumptions
Revenue and Unit Shipment Forecast
Case Study—Allianz SE
Case Study—PSA Finance with AXA
Italian Automotive UBI Market Analysis
Growth Metrics
Forecast Assumptions
Revenue and Unit Shipment Forecast
Unipoltech Solution Technology
Linear Assicurazioni
Spanish Automotive UBI Market Analysis
Growth Metrics
Forecast Assumptions
Revenue and Unit Shipment Forecast
Generali Spain
Growth Opportunity 1—The Shift in UBI User Interface
Growth Opportunity 1—The Shift in UBI User Interface (continued)
Growth Opportunity 2—Next-level Insurance: ADAS and EV Policies
Growth Opportunity 2—Next-level Insurance: ADAS and EV Policies (continued)
Growth Opportunity 3—The Big Picture: Connected Lifestyle Insurance
Growth Opportunity 3—The Big Picture: Connected Lifestyle Insurance (continued)
Your Next Steps
Why Frost, Why Now?
List of Exhibits
Legal Disclaimer
- Automotive UBI: Impact of CASE on Automotive Insurance, Europe-5, 2022–2028
- Automotive UBI: Growth Drivers, Europe-5, 2022–2028
- Automotive UBI: Growth Restraints, Europe-5, 2022–2028
- Automotive UBI: Growth Metrics, Europe-5, 2021
- Automotive UBI: Revenue and Unit Shipment Forecast, Europe-5, 2021–2028
- Automotive UBI: Revenue Forecast by Region, Europe-5, 2021–2028
- Automotive UBI: Unit Shipment Forecast by Region, Europe-5, 2021–2028
- Automotive UBI: TSP Benchmarking, Europe-5, 2022
- Automotive UBI: Growth Metrics, Germany, 2021
- Automotive UBI: Revenue and Unit Shipment Forecast, Germany, 2021–2028
- Automotive UBI: Growth Metrics, UK, 2021
- Automotive UBI: Revenue and Unit Shipment Forecast, UK, 2021–2028
- Automotive UBI: Growth Metrics, France, 2021
- Automotive UBI: Revenue and Unit Shipment Forecast, France, 2021–2028
- Automotive UBI: Growth Metrics, Italy, 2021
- Automotive UBI: Revenue and Unit Shipment Forecast, Italy, 2021–2028
- Automotive UBI: Growth Metrics, Spain, 2021
- Automotive UBI: Revenue and Unit Shipment Forecast, Spain, 2021–2028
Speak directly with our analytics experts for tailored recommendations.
Recent related Infotainment and Telematics research
10 Sep 2026 | Global | Market Research
Global Robobus Market, 2026–2032
The global robobus market is at an inflection point. Large autonomous buses are no longer a concept—they are running as paid public services in China, South Korea, Norway, Switzerland, Finland, and the Netherlands. Europe is in its first wave of real deployment, with active L4 commercial service acr...
03 Sep 2026 | Global | Technology Research
Photonic and Optical Computing Chips for AI and Data Center Acceleration
The study evaluates photonic and optical computing technologies as critical enablers of next-generation AI infrastructure, addressing growing bandwidth, latency, power consumption, and scalability constraints associated with copper-based interconnects. The analysis covers photonic integrated circuit...
02 Sep 2026 | Global | Frost Radar
Frost Radar™: In-Vehicle Audio Technology Stacks, 2026
The in-vehicle entertainment industry is going through a dynamic shift. Audio entertainment in the passenger vehicle is no longer limited to music playback through multiple sources. The rise of ADAS/AD and SDVs have made audio a critical part of the passenger vehicle. Audio developers must now cater...
31 Aug 2026 | Global | Market Outlook
Off-Highway Equipment Market Predictions and Growth Opportunities, Global, 2026
The global off-highway (OHW) equipment industry enters 2026 amid a complex and evolving macroeconomic environment characterized by geopolitical uncertainty, energy price volatility, and shifting trade dynamics. While the baseline outlook suggests moderate global GDP growth of about 3%, downside scen...
28 Aug 2026 | Latin America | Market Outlook
Growth Opportunities in the Latin American Automotive Industry, 2026
In 2025, three major light vehicle (LV) markets in Latin America—Argentina, Brazil, and Mexico—sold 4.8 million units, representing an 8% year-over-year (YoY) growth. It surpassed the 2019 sales figure for the first time, increasing by 345,800 units. The electrified vehicle (xEV) industry also expan...
Purchase includes:
- Report download
- Growth Dialog™ with our experts
Growth Dialog™
A tailored session with you where we identify the:- Strategic Imperatives
- Growth Opportunities
- Best Practices
- Companies to Action
Impacting your company's future growth potential.
| Deliverable Type | Market Research |
|---|---|
| Author | Ashwini Ankit Suvarna |
| Industries | Automotive |
| No Index | No |
| Is Prebook | No |
| List of Charts and Figures | Automotive UBI: Impact of CASE on Automotive Insurance, Europe-5, 2022–2028~ Automotive UBI: Growth Drivers, Europe-5, 2022–2028~ Automotive UBI: Growth Restraints, Europe-5, 2022–2028~ Automotive UBI: Growth Metrics, Europe-5, 2021~ Automotive UBI: Revenue and Unit Shipment Forecast, Europe-5, 2021–2028~ Automotive UBI: Revenue Forecast by Region, Europe-5, 2021–2028~ Automotive UBI: Unit Shipment Forecast by Region, Europe-5, 2021–2028~ Automotive UBI: TSP Benchmarking, Europe-5, 2022~ Automotive UBI: Growth Metrics, Germany, 2021~ Automotive UBI: Revenue and Unit Shipment Forecast, Germany, 2021–2028~ Automotive UBI: Growth Metrics, UK, 2021~ Automotive UBI: Revenue and Unit Shipment Forecast, UK, 2021–2028~ Automotive UBI: Growth Metrics, France, 2021~ Automotive UBI: Revenue and Unit Shipment Forecast, France, 2021–2028~ Automotive UBI: Growth Metrics, Italy, 2021~ Automotive UBI: Revenue and Unit Shipment Forecast, Italy, 2021–2028~ Automotive UBI: Growth Metrics, Spain, 2021~ Automotive UBI: Revenue and Unit Shipment Forecast, Spain, 2021–2028~ |
| Podcast | No |
| WIP Number | PD58-01-00-00-00 |
Automotive Usage-based Insurance (UBI) in Europe-5, Forecast to 2028
$4,950.00
Special Price $3,712.50 save 25 %