Automotive Usage-based Insurance (UBI) in Europe-5, Forecast to 2028

Automotive Automotive Usage-based Insurance (UBI) in Europe-5, Forecast to 2028

Post-pandemic User Interest And Regional-level Competitive Intensity Will Support Market Growth

INDUSTRY
Automotive

RELEASE DATE
20-Oct-2022
REGION
Europe
DELIVERABLE TYPE
Market Research

RESEARCH CODE
PD58-01-00-00-00
SKU
AU02419-EU-MT_27002
Yes
SHARE

$4,950.00

Special Price $3,712.50 save 25 %

In stock
SKU
AU02419-EU-MT_27002

Automotive Usage-based Insurance (UBI) in Europe-5, Forecast to 2028
Published on: 20-Oct-2022 | SKU: AU02419-EU-MT_27002

Need more details?

$4,950.00

$3,712.50 save 25 %

DownloadLink
Need more details?

In the post-pandemic era, the soaring trend of connected cars, users' adoption of in-vehicle connected services, and rising awareness of vehicle usage are encouraging the growth of automotive usage-based insurance (UBI) in Europe-5 countries (the United Kingdom, Germany, Italy, France, and Spain). Insurance companies' telematics adoption is revolutionizing the automotive insurance industry with relevant and innovative insurance policies for customers.

Unlike the west, the European insurance industry is driven by regional companies and significant partnerships between insurers and telematics providers, which will accelerate automotive UBI growth during the forecast period (2022-2028). A key trend observed in the European industry is the rising number of InsurTechs in the insurance domain; these companies are transforming business models and looking at new ways of data gathering and sharing with improved means of connectivity and data communication across OEMs, TSPs, and insurance providers.

This Frost & Sullivan research service analyzes the Europe-5 automotive UBI market. It provides an overview of select automotive insurance companies that provide UBI policies across these countries, including DirectLine Insurance, Allianz SE, Unipolsai Assicurazioni S.p.A, Generali, and Ergo. While Italy continues to dominate the connected insurance market in Europe, regional companies in the United Kingdom and Germany are leaving no stone unturned to bring about realistic UBI plans to suit the social shift in the post-pandemic era.

Why is it Increasingly Difficult to Grow?

The Strategic Imperative 8™

The Impact of the Top 3 Strategic Imperatives on the Automotive UBI Industry

Growth Opportunities Fuel the Growth Pipeline Engine™

Evolution of Automotive UBI

UBI—Hardware Variations

General and Connected Car Parameters to Address Insurance

Trends Impacting Automotive UBI

Impact of CASE on UBI

Automotive Insurance Scenario in Europe-5 Countries

Future Roadmap

Scope of Analysis

Key Competitors

Growth Drivers

Growth Restraints

Growth Metrics

Forecast Assumptions

Revenue and Unit Shipment Forecast

Revenue Forecast by Region

Unit Shipment Forecast by Region

Pricing Trends and Forecast Analysis

Competitive Environment

Europe-5 UBI Telematics Vendor Analysis

German Automotive UBI Market Analysis

Growth Metrics

Forecast Assumptions

Revenue and Unit Shipment Forecast

Case Study—HUK-Coburg

Case Study—Ergo Group

UK Automotive UBI Market Analysis

Growth Metrics

Forecast Assumptions

Revenue and Unit Shipment Forecast

Case Study—Direct Line

Case Study—ByMiles

French Automotive UBI Market Analysis

Growth Metrics

Forecast Assumptions

Revenue and Unit Shipment Forecast

Case Study—Allianz SE

Case Study—PSA Finance with AXA

Italian Automotive UBI Market Analysis

Growth Metrics

Forecast Assumptions

Revenue and Unit Shipment Forecast

Unipoltech Solution Technology

Linear Assicurazioni

Spanish Automotive UBI Market Analysis

Growth Metrics

Forecast Assumptions

Revenue and Unit Shipment Forecast

Generali Spain

Growth Opportunity 1—The Shift in UBI User Interface

Growth Opportunity 1—The Shift in UBI User Interface (continued)

Growth Opportunity 2—Next-level Insurance: ADAS and EV Policies

Growth Opportunity 2—Next-level Insurance: ADAS and EV Policies (continued)

Growth Opportunity 3—The Big Picture: Connected Lifestyle Insurance

Growth Opportunity 3—The Big Picture: Connected Lifestyle Insurance (continued)

Your Next Steps

Why Frost, Why Now?

List of Exhibits

Legal Disclaimer

List of Figures
  • Automotive UBI: Impact of CASE on Automotive Insurance, Europe-5, 2022–2028
  • Automotive UBI: Growth Drivers, Europe-5, 2022–2028
  • Automotive UBI: Growth Restraints, Europe-5, 2022–2028
  • Automotive UBI: Growth Metrics, Europe-5, 2021
  • Automotive UBI: Revenue and Unit Shipment Forecast, Europe-5, 2021–2028
  • Automotive UBI: Revenue Forecast by Region, Europe-5, 2021–2028
  • Automotive UBI: Unit Shipment Forecast by Region, Europe-5, 2021–2028
  • Automotive UBI: TSP Benchmarking, Europe-5, 2022
  • Automotive UBI: Growth Metrics, Germany, 2021
  • Automotive UBI: Revenue and Unit Shipment Forecast, Germany, 2021–2028
  • Automotive UBI: Growth Metrics, UK, 2021
  • Automotive UBI: Revenue and Unit Shipment Forecast, UK, 2021–2028
  • Automotive UBI: Growth Metrics, France, 2021
  • Automotive UBI: Revenue and Unit Shipment Forecast, France, 2021–2028
  • Automotive UBI: Growth Metrics, Italy, 2021
  • Automotive UBI: Revenue and Unit Shipment Forecast, Italy, 2021–2028
  • Automotive UBI: Growth Metrics, Spain, 2021
  • Automotive UBI: Revenue and Unit Shipment Forecast, Spain, 2021–2028

Have questions about this research or need deeper insights?
Speak directly with our analytics experts for tailored recommendations.

Recent related Infotainment and Telematics research

06 Aug 2026   |   Global   |   Market Research

Top Trends Driving the Automotive Market, Global, 2026

Global light vehicle demand remained resilient in 2025, supported by the recovery of major automotive markets, strong APAC momentum, and the continued consumer shift toward electrified and utility-focused vehicles. This report evaluates how the global automotive industry is entering 2026 amid geopol...

04 Aug 2026   |   Global   |   Frost Radar

Frost Radar: AI-Enhanced Advanced Driver Assistance Systems, 2026

This Frost Radar examines advanced driver assistance systems (ADAS), ADAS AI, and next-stage autonomous-driving technologies as a fast-evolving domain reshaping mobility and safety. As automakers, Tier I suppliers, chipmakers, AI software developers, and autonomous mobility companies improve percept...

04 Aug 2026   |   Global   |   Market Outlook

Growth Opportunities in the Global Connected Truck Telematics Market, 2026

The convergence of connectivity, artificial intelligence (AI), video intelligence, electrification, regulatory digitization, and data-driven operational optimization is profoundly changing the global truck telematics and fleet management market. What was once a fragmented market centered primarily o...

30 Jul 2026   |   Global   |   Market Research

Strategic Insights into AI Assistants for In-Car Personalization, Global

This study examines how automakers leverage voice AI and conversational AI to create personalized in-car experiences, focusing on OEM strategies, technology integration, and connected services.

It profiles leading premium and mass-market automotive brands, analyzing their AI assistant strateg...

30 Jul 2026   |   Global   |   Market Research

Growth Opportunities in the Passenger Vehicle Door-Module Market, Global, 2025–2032

The global passenger vehicle door module market is undergoing a structural transformation, driven by increasing vehicle complexity, cost pressures, and the shift toward software-defined architectures. Traditionally viewed as mechanical assemblies, door modules are evolving into integrated, technolog...

 

Purchase includes:
  • Report download
  • Growth Dialog™ with our experts

Growth Dialog™

A tailored session with you where we identify the:
  • Strategic Imperatives
  • Growth Opportunities
  • Best Practices
  • Companies to Action

Impacting your company's future growth potential.

In the post-pandemic era, the soaring trend of connected cars, users' adoption of in-vehicle connected services, and rising awareness of vehicle usage are encouraging the growth of automotive usage-based insurance (UBI) in Europe-5 countries (the United Kingdom, Germany, Italy, France, and Spain). Insurance companies' telematics adoption is revolutionizing the automotive insurance industry with relevant and innovative insurance policies for customers. Unlike the west, the European insurance industry is driven by regional companies and significant partnerships between insurers and telematics providers, which will accelerate automotive UBI growth during the forecast period (2022-2028). A key trend observed in the European industry is the rising number of InsurTechs in the insurance domain; these companies are transforming business models and looking at new ways of data gathering and sharing with improved means of connectivity and data communication across OEMs, TSPs, and insurance providers. This Frost & Sullivan research service analyzes the Europe-5 automotive UBI market. It provides an overview of select automotive insurance companies that provide UBI policies across these countries, including DirectLine Insurance, Allianz SE, Unipolsai Assicurazioni S.p.A, Generali, and Ergo. While Italy continues to dominate the connected insurance market in Europe, regional companies in the United Kingdom and Germany are leaving no stone unturned to bring about realistic UBI plans to suit the social shift in the post-pandemic era.
More Information
Deliverable Type Market Research
Author Ashwini Ankit Suvarna
Industries Automotive
No Index No
Is Prebook No
List of Charts and Figures Automotive UBI: Impact of CASE on Automotive Insurance, Europe-5, 2022–2028~ Automotive UBI: Growth Drivers, Europe-5, 2022–2028~ Automotive UBI: Growth Restraints, Europe-5, 2022–2028~ Automotive UBI: Growth Metrics, Europe-5, 2021~ Automotive UBI: Revenue and Unit Shipment Forecast, Europe-5, 2021–2028~ Automotive UBI: Revenue Forecast by Region, Europe-5, 2021–2028~ Automotive UBI: Unit Shipment Forecast by Region, Europe-5, 2021–2028~ Automotive UBI: TSP Benchmarking, Europe-5, 2022~ Automotive UBI: Growth Metrics, Germany, 2021~ Automotive UBI: Revenue and Unit Shipment Forecast, Germany, 2021–2028~ Automotive UBI: Growth Metrics, UK, 2021~ Automotive UBI: Revenue and Unit Shipment Forecast, UK, 2021–2028~ Automotive UBI: Growth Metrics, France, 2021~ Automotive UBI: Revenue and Unit Shipment Forecast, France, 2021–2028~ Automotive UBI: Growth Metrics, Italy, 2021~ Automotive UBI: Revenue and Unit Shipment Forecast, Italy, 2021–2028~ Automotive UBI: Growth Metrics, Spain, 2021~ Automotive UBI: Revenue and Unit Shipment Forecast, Spain, 2021–2028~
Podcast No
WIP Number PD58-01-00-00-00